Modern Tropical Bungalow for Sale in St. Joseph Heights Subdivision, Yati, Liloan, Cebu

This modern tropical bungalow in St. Joseph Heights Subdivision, Yati, Liloan, Cebu, offers a comfortable residential setting with a 130 sqm floor area on a 204 sqm lot. Newly renovated and ready for occupancy, the property features three bedrooms, two toilet-and-bath facilities, and parking for two vehicles.

The home features sliding doors that connect the indoor living area to the porch and lawn, creating a welcoming space for relaxation and outdoor activities. Its elevated residential location is described by the seller as having no reported history of flooding; buyers are encouraged to verify the property's flood history independently.

Conveniently located a few meters from Cebu North Road, also known as the Central Nautical Highway, the property is less than 10 minutes from SM City Consolacion and near Mendero Medical Center and Dominican School of Cebu. Public transportation, schools, and commercial establishments are also accessible.

The asking price is ₱9,500,000, negotiable. Cash buyers may qualify for a discount, while bank financing and Pag-IBIG financing options are available, subject to lender assessment and approval.

• 204 sqm lot area

• 130 sqm floor area

• 3 bedrooms

• 2 toilet-and-bath facilities

• 2-car parking

• Modern tropical bungalow design

• Newly renovated

• Ready for occupancy

• Sliding doors connecting the living area to the porch and lawn

• Outdoor lawn area

• Elevated residential location

• A few meters from Cebu North Road / Central Nautical Highway

Asking Price: ₱9,500,000 (Negotiable)

Option 1: Cash Payment

• Discount available for cash buyers; amount subject to confirmation.

Option 2: Bank Financing

• Down Payment (30%): ₱2,850,000

• Bank Loan (70%): ₱6,650,000

• Sample monthly amortization:

◦ 20 years: ₱55,623/month

◦ 15 years: ₱63,550/month

◦ 10 years: ₱80,682/month

◦ 5 years: ₱134,838/month

Option 3: Pag-IBIG Financing

• Down Payment: ₱3,500,000

• Pag-IBIG Loan: ₱6,000,000

• Sample monthly amortization:

◦ 30 years: ₱36,943/month

◦ 25 years: ₱39,580/month

◦ 20 years: ₱43,855/month

◦ 15 years: ₱51,445/month

◦ 10 years: ₱67,368/month

◦ 5 years: ₱116,695/month

Note: All monthly amortizations are sample computations and are subject to lender assessment, applicable interest rates, and loan approval.